THE TERMS, WITHOUT THE JARGON

Terms & Conditions

Clear terms for a course built around clear, usable protection.

Leaf Hill LLC dba Personal Cybersecurity Fundamentals

Effective September 3, 2026

Last updated September 3, 2026

These Terms & Conditions (the “Terms”) govern your purchase and use of the online course, membership, coaching, and related content and services (collectively, the “Services”) offered by Leaf Hill LLC, doing business as Personal Cybersecurity Fundamentals (“we,” “us,” or “our”), including at personalcybersecurityfundamentals.com (the “Site”). We are based in Savannah, Georgia, United States. By purchasing, accessing, or using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not purchase or use the Services.

01

Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. The Services are currently offered only to customers in the United States.

02

The Services

Personal Cybersecurity Fundamentals is an educational online course delivered digitally through our course platform. Course content is released over time; additional lessons and modules may be published on an ongoing basis and will appear in your account while your access is active. We may update, add to, or modify course content at our discretion.

03

Enrollment Options and Pricing

We currently offer the following enrollment options, at the prices stated at checkout:

  • One-time payment of $97 for six (6) months of access to the course; or

  • A recurring subscription of $19 per month, which continues until you cancel.

Prices, plans, and offers may change at any time, but changes will not affect a one-time purchase already made or the price of an active subscription except as described in these Terms. Any promotional or one-time pricing (including limited-time coaching pricing) is available only as and when offered.

04

Billing, Renewals, and Cancellation

By selecting the monthly plan, you authorize us and our payment processor to charge your payment method $19 (plus any applicable tax) each month until you cancel. Subscriptions renew automatically. You may cancel at any time from your account; cancellation stops future charges and ends access at the close of your current paid period. We do not provide prorated refunds for partial periods.

If a payment fails, we may attempt to charge your payment method again and will notify you. If the payment is not resolved within [14] days, your access may be paused until payment is updated. You are responsible for keeping your payment and contact information current.

05

Refund Policy

Because the Services provide immediate access to digital content, all payments are non-refundable and all sales are final, except where a refund is required by applicable law. This includes one-time course purchases, monthly subscription payments, and coaching purchases. Cancelling a monthly subscription stops future billing but does not entitle you to a refund of amounts already paid. Please review your purchase carefully before completing checkout.

06

1:1 Coaching Add-On

If you purchase 1:1 coaching, it includes two (2) one-hour sessions with the instructor and email support for ninety (90) days from the date of purchase. Coaching is subject to the following:

  • Sessions must be scheduled and completed within 3 months of purchase, after which unused sessions expire.

  • Rescheduling requires at least [24] hours’ notice; sessions cancelled with less notice, or missed without notice, may be forfeited.

  • Coaching capacity is limited. If coaching is fully booked, it may be unavailable or offered only via waitlist until capacity opens.

  • Coaching is educational guidance, not a managed security service. During sessions we will not ask for, and do not need, your passwords, recovery codes, or account numbers; you remain in control of your own accounts and devices at all times.

  • Coaching purchases are non-refundable, consistent with the Refund Policy above.

07

Account Access and Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Access is granted to you individually and is for your personal use only. You may not share, transfer, or resell your access, and you may not allow others to use your account.

08

Acceptable Use

You agree not to misuse the Services, including by attempting to gain unauthorized access, disrupting the Services, uploading harmful code, or using the Services for any unlawful purpose. We may suspend or terminate access for conduct that violates these Terms.

09

Intellectual Property and License

All course materials — including videos, the Playbook, written content, graphics, and other materials (the “Content”) — are owned by us or our licensors and are protected by copyright and other laws. Subject to these Terms and your active access, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and view the Content for your own personal, non-commercial use.

You may not copy, download (except where a download feature is expressly provided), record, reproduce, distribute, publicly display, resell, sublicense, or create derivative works from the Content, and you may not share it with or provide access to any other person. Unauthorized use may result in termination of access without refund and may violate applicable law.

10

Educational Purpose; No Guarantee of Security or Results

The Services provide general educational information about personal cybersecurity. They do not constitute professional, legal, financial, or individualized security advice, and they are not a substitute for professional services where those are needed. Cybersecurity risks evolve, and no course, product, or practice can guarantee that your accounts, devices, or information will be secure or free from compromise. You are solely responsible for the choices you make and the actions you take regarding your own accounts and security. We make no guarantee of any particular result or outcome.

11

Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law. We do not warrant that the Services will be uninterrupted, error-free, or available at all times.

12

Limitation of Liability

To the fullest extent permitted by law, Leaf Hill LLC, its owner, and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, accounts, profits, or security, arising out of or relating to the Services, even if advised of the possibility of such damages. Our total liability for any claim arising out of or relating to the Services will not exceed the amount you paid to us for the Services in the [twelve (12)] months preceding the claim.

13

Indemnification

You agree to indemnify and hold harmless Leaf Hill LLC, its owner, and its affiliates from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Services or your violation of these Terms.

14

Third-Party Services

The Services rely on third-party providers, including our course/hosting platform and our payment processor, and may contain links to third-party websites. We are not responsible for third-party services or their content, and your use of them is governed by their own terms and policies.

15

Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect and use your information. Please review it at #privacy-policy.

16

Termination

We may suspend or terminate your access to the Services at any time if you violate these Terms or misuse the Services. Upon termination, the license granted to you ends and you must stop using the Content. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and indemnification) will survive.

17

Changes to the Services or These Terms

We may modify the Services or these Terms from time to time. When we update the Terms, we will revise the “Last updated” date above and, where appropriate, provide additional notice. Your continued use of the Services after an update means you accept the revised Terms.

18

Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-laws rules. The exclusive venue for any dispute not subject to arbitration will be the state or federal courts located in Chatham County, Georgia, and you consent to their jurisdiction. Any dispute will be resolved by binding individual arbitration, and you and we waive the right to a jury trial and to participate in a class action.

19

Electronic Communications

By using the Services, you consent to receive communications from us electronically, including transactional emails about your purchase, account, and access. You may opt out of marketing emails at any time using the unsubscribe link; we may still send you non-promotional messages related to your account.

20

Contact

Questions about these Terms may be sent to:

Leaf Hill LLC d/b/a Personal Cybersecurity Fundamentals

Savannah: 8735 Dunwoody Place, Ste N, Atlanta, GA 30350

Email: [email protected]

Draft prepared as a starting point for attorney review. Not legal advice.

© 2026 Leaf Hill Cyber LLC. All rights reserved.